Is my Captiva strong or.......

Last Saturday while driving my wife and daughter to attend art and craft lesson at East Coast Road, I met an accident along Marine Parade Road beisde Laguna Park.

The nissan driver was coming out from Laguna Park making a right turn toward Bedok while I was travelling on the outer lane heading toward Marine Parade. There was a vehicle parking on the inner lane which blocked her view. When she attempt to make a right turn, she did not notice my car was nearby thus, I hit her car and sway my ride to right confirmed there wasn't any vehicle from the opposite side of the road. My car run up the central divider, hit my left tyre and undercarriage.

The 1st thing i do was to ensure my wife and daughter were fine. My wife got out the car and ask me where I hit as there wasn't any dent on my dumper.( while I was applying hand break)

I got out the car, asked the nissan driver and the people inside the car any injury and luckily they were all fine. I got back my car and drove down the central divider and park along the road side in order not to jam up the road.

Once i parked, I saw the nissan bumper was ripped out, my car was fine exterior ( but my guy feeling was the undercarriage and left front tyre were be badly impact 'injury' )

We exchange each other particulars and went to our own way.

Here are some photos :

Either your car very strong or the Nissan very old car, bumper easily drop off Anyway what's the outcome, any damage to undercarriage? Can see that your rims kena scratch already and any claim?

that day send to workshop to repair and claim her car insurance.....still dunno the outcome of the undercarriage

How much is the claim?

Captiva strong.suv mah.

just got back my car yesterday....everything ok, those need to change had change eg sport rim, tyre...undercarriage ok.....

good for u brO...got claim "other extra" freebies not?

Wah bro, your Captiva like a tank sia..

mcm "HUMMER" liao..

Captivian_Major wrote:just got back my car yesterday....everything ok, those need to change had change eg sport rim, tyre...undercarriage ok.....

Change one or all four rims? Total damage how much you claim from the other party?

change one front and one back...total damage? honestly i dunno too...

Captivian_Major wrote:change one front and one back...total damage? honestly i dunno too...

Good to know, for every claim will chalk out the figure which the GIA will use to justify the increase in your insurance policy every year. Every year we complaint about the increase instead of the decrease in the premium, as consumers we should be pro active and ask the workshop to justify the itemized bill, otherwise for something that can be done for $600 may end up $6000 for the other party. Even if our NCB is not affected, we should be responsible for the workshop claim for at the end of the day, the workshop owner may claim high profit for his personal gain while indirectly we are paying the bills as well when the GIA justify the overall increase of insurance premium. Either way we still loose.

its an insurance propanganda.nvr claim oso pay high premiums.juz like oil industries.

Admin wrote:

Captivian_Major wrote:change one front and one back...total damage? honestly i dunno too...

Good to know, for every claim will chalk out the figure which the GIA will use to justify the increase in your insurance policy every year. Every year we complaint about the increase instead of the decrease in the premium, as consumers we should be pro active and ask the workshop to justify the itemized bill, otherwise for something that can be done for $600 may end up $6000 for the other party. Even if our NCB is not affected, we should be responsible for the workshop claim for at the end of the day, the workshop owner may claim high profit for his personal gain while indirectly we are paying the bills as well when the GIA justify the overall increase of insurance premium. Either way we still loose.

This is what's happening... motorists pay high premium so when opportunity comes, then it's payback time.. Eventually, will translate to higher premium upon renewal. And the whole process plays all over again...

Stupid isn't it? Or simply said, each and everyone of us are selfish? Or is it shell fish?

not shell fish nor selfish....its sell fish.coz in the end we still need to insure the car n ourselves...complains are singaporeans fav pastime.double confirm.

Now is the best time to complaint la..there is a platform for you to do so, people will pretend to listen but after the platform is gone so is the listening ears..

new rule, when accident involve, if u want o claim need to inform other parties insurance to access within 48hrs>>>>

Captivian_Major wrote:new rule, when accident involve, if u want o claim need to inform other parties insurance to access within 48hrs>>>>

You mean we have to inform our our insurance company? All this making me confuse.

me no understand?.... ...now must ask for their insurance company also?....

Must wait for our bro Captiva to come back, I think he go holiday or somewhere...

well, it the new ruling that any accident happen, if wanna claim the other party, need to get our insurance company to invite them to see see look look before any repair is carry out. this is to ensure the repair is geniune....

Captivian_Major wrote:well, it the new ruling that any accident happen, if wanna claim the other party, need to get our insurance company to invite them to see see look look before any repair is carry out. this is to ensure the repair is geniune....

Just hope so that they can bring down the premiums.

yup...hope so....

yesterday went for my 120k servcing @ Gary Engineering , 53 ubi ave 1 #01-41, paya ubi industrial park.

the damage as follows:

1) massinos Pluse 5w-40 - $33/ltr
2) Original filter - $45
3) Orignal air con filter - $ 55
4) Original front disc pad - $130
5)Brisk spark plug D15LGS - $176
6) valve cover basket w/puld seal - $68
7) Bore throttle body - $160
labour to change valve cover gasket - $30
9) Tyre rotation and servicing - free

Total of $812

if i change the above from SA, it will cost me $1k+++

after changing all, the power of my ride increase, but the spark plug not suitable and had change just now, get a refund back too. afterall, very happy wih their service and they are doing performance car too.....

Bro, your parts not cheap hor

What kind of engine oil you using? At $33 per litre, this one must be super good coz engine oil change will cost you $132!

Spark plug must be careful, they have hot and cold plug must see which is suitable for your engine. Have considered using the Brisk plug but the price is a big turn off, nearly $200 for something like that... somehow felt the pain in the pockets!